Providing Business Customers with the Banking Self-Service Capabilities Needed to Stay Ahead in the Digital Age

Quick time to revenue and competitive advantage via creating or connecting to correspondent networks and service payment aggregators, leveraging 100% revenue-ready digital financial services is key. Integrate and launch fully compliant and secure aggregator payments in only weeks vs months.

Leverage the ADAPTOR PTS platform, its SaaS model and +400 fully configurable, revenue ready and accelerated time to market Digital Financial Services and our proven Delivery Methodology for Correspondent and next era payment solutions.

Who Benefits

Digital Banks, Financial Institutions, Merchants and Retailers.

Correspondent Use Cases

The Correpondent use cases efficiently address the needs of the creation of next-era non-bank correspondent networks. These networks are made up of both small businesses and large businesses, all of which have extensive capillarity, serve large volumes of customers who operate largely with cash and for this reason are the point of the conversion of cash to digital cash, ideal for the delivery of the last mile of financial services.

Small Business Network Correspondent

Provisioning of the processes and APIs that support financial institutions in the creation of their network of small business correspondents. Each business can self-subscribe to the network, select which group of Financial Services they look to offer, such as loan dispersal, loan collection, card collection, cash in, cash out. Processes for commission calculation and the reconciliation and settlement processes of the Financial Services delivered in each small business.

Corporate Network Correspondent

Provisioning of the processes and APIs that support financial institutions tin the creation of their network of large businesses correspondents with branch structures and multiple points of sale in each branch. Each business can sign an agreement with the institution administering the network and be assigned an admin user to create its corporate structure: branches, users per branches and points of sale (devices) per branch and select which group of Services Financiers it looks to offer, such as loan dispersion, loan collection, card collection, cash in, cash out and services payment. Processes for commission calculation and reconciliation and the reconciliation and settlement of the Financial Services delivered in each store.

Digital Financial Services & API Families

Admin

- Users, Devices, Branch Management.
- Limits by Correspondents
- Fee by Correspondents.
- Services Bundles.

Transactions

- Merchant Payment
- Service payment
- Cash In/Cash Out
- Disbursement.
- Repayment.
- Payments.
- Top Up/ Transport.

Cash & Correspondents

- Cash In/Cash Out.
- Check Payment.
- Money Exchange – FX.
- Disbursements.
- Repayments & Credit Cards Payments.
- Service Payment.
- Remittances.

Digital On Boarding

- Financial Product & Bundles.
- Account & Digital Financial Services.
- Users & Customers,Device, Branch.
- Correspondent & Agent.
- Merchant.

Business Channel Agreements

- Correspondents, Remittances.
- Service Aggregator.
- Fintech.
- Billers.
- Correspondents Banks.

Financial Channels

-RTP, ACH, BANKS, Acquirer Networks, Cards Processor.

Additional Out of the Box Functionality

Localization

Argentina
Brazil
Chile
Colombia
Dominican Republic
Ecuador
Mexico
Panama
Peru
Uruguay

Connectors

Standard Finance
  • SWIFT MT & MX
  • ISO20022, ISO8583
  • NACHA
Other Non-Transactional Integration
  • Identity Validation: Mexico (INE), Brazil (Serasa), Ecuador, Peru, Colombia (Civil Registry)

Leaders Who Trust Our ADAPTOR Platform

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