2innovate | Frame Banking™ Cloud Native SaaS

Smarter Transactions
for Endless Possibilities

Our SaaS, cloud-native Frame Banking™ platform (formerly PTS Banking) is the foundation for a new kind of banking, fueling the entire life cycle of digital transactions and improving efficiencies at every stage of the customer journey.

Building the Foundation for
Next-Gen Payment Ecosystems

Frame Banking™ is built for flexibility and customization, so you can create the exact experience you want customers to have. And because it’s all connected in real-time, you can make changes seamlessly, scaling your business without having to go through the complexities of a traditional transformation process.

Transactions-
Centered System

Advanced system that allows for thousands of banking configurations, supporting the full life cycle of all types of digital transactions.

Core Banking Adaptable

Our platform connects the dots between core banking systems, making sure transactions are processed efficiently.

Omnichannel Integrations

Our secure technology and APIs enable streamlined transactions that can be used in multiple channels.

Cloud Native SaaS

A 100% cloud-based infrastructure designed to provide a secure, reliable, and scalable platform for digital banking.

Customizations & Scalability

Frame Banking™ allows enterprises to scale up and down as needed, allowing banks to easily adapt to the changing needs of their customers.

Low Code

Our low code development environment allows banks to quickly and easily adopt a flexible range of functionalities.

Powering the Full
Life Cycle of Digital
Transactions

Frame Banking™ works as the engine that fuels the entire life cycle
of digital transactions, enabling digital financial services through
diverse channels in the financial ecosystem.

Powering the Full
Life Cycle of Digital
Transactions

Frame Banking™ works as the engine that fuels the entire life cycle of digital transactions, enabling digital financial services through
diverse channels in the financial ecosystem.

Future-Proof Flexibility
and Scalability

Frame Banking™ functions as the nervous system that enables real-time, secure transactions between banks, merchants, and customers. It is designed to serve as the framework for the future of banking, unlocking more opportunities while allowing for added scalability and customization.

Future-Proof Flexibility
and Scalability

Digital Cash Solutions for the
New Era of Banking

Frame Banking™ provides enterprises with a next-generation payments platform that is highly adaptable and scalable. This advanced flexibility and agility help to create new opportunities aligned with modern business goals and customer needs.

Retail Banking & Fintech

Financial services and integrations designed for personal banking and fintechs. From P2P and ACHs to own and third-party channels.

Corporate Banking

Banking services and cash management for businesses require a set of rules created to provide transactions services (ZBA, Cash Pooling, Agreements, Payroll Payments, Payment & Collection Agreements)

ACH

We offer financial services from an interbank perspective, including a universal account, compensation solutions, and more.

Bill Payment

We help to simplify the bill payments process, enabling transactions to thousands of billers conveniently and securely.

Correspondent

A channel that requires a different logic, the combination of digital and physical payments, through the complete management of the life cycle of transactions.

A Composable Banking
Architecture Built to Change

Our platform runs on an advanced, component-based architecture that provides enterprises with the adaptability and scalability they need to stay competitive in today’s ever-changing ﬁnancial landscape.

“2Innovate's platform allows Tuum's clients to instantly access an extensive range of pre-integrated regional and international transaction and payment providers, and quickly connect to new partners as their business model evolves. 2Innovate's strong presence in LATAM, Spain and the rest of Southern Europe brings Tuum strategically closer to financial institutions in these regions.”

Julien Douve

Global Head of Alliances & Partnerships
TUUM

“Payments made available with 2innovate and Mambu are a key component to successful banking. Both the company and the clients gain access to a complete and flexible offer of financial solutions that are aligned with today’s ever-evolving market demands”

Juan Pablo Jimenez Isaza

Regional Vice-President of Sales in Latin America
MAMBU

"It was a wise decision to go for a strategic partner in a market that was unfamiliar to us and with a team that helped us throughout the onboarding and implementation processes. Today, we can have different flows of financial services tailored to each country's unique needs while at the same time keeping total control of all the solutions we provide."