Industry Insights

The farewell to bank branches and the arrival of a new era

An increasingly resounding concern is being felt in the financial sector: Is it the end of physical bank branches? Digital banking has revolutionized the way we manage our finances, freeing us from the need to enter a bank office and causing financial institutions to reevaluate their traditional physical presence. The rise of this trend is […]

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Why digital transactions are becoming the disruptive factor in the new cashless economy

As our world becomes less and less reliant on cash, and more reliant on digital technologies, money circulates through more advanced systems than ever before. Traditional banking methods are becoming obsolete as we evolve into new areas with financial potential. Digital transactions, such as peer-to-peer (P2P) payments and mobile wallets, have made money movements faster,

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Invisible Banking: Integrating financial transactions into the daily lives of consumers

In recent years, we have witnessed an unprecedented transformation in the way we interact with banking and financial services. With the advancement of technology and the proliferation of mobile devices, banking services are becoming increasingly “invisible”, seamlessly integrating into the consumer’s daily life. This phenomenon is leading modern banking towards a customer-centric model, where we

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What are the Benefits of a Composable Banking Model?

It’s no secret that the best cloud-banking platforms today run on advanced, composable banking models. Also known as component-based models, these modern digital banking systems allow businesses to function as fintechs, effectively gaining the high levels of flexibility and scalability they need to remain competitive in the current financial landscape. With a composable architecture, financial

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The New Role of Banks in Today’s Financial Ecosystem

As the economy and markets change, so does the role of financial institutions in society. Over time, we have seen digital technologies such as bank cards, mobile payments, and blockchain solutions become more prominent tools for making transactions. As a result of this evolution, banks are continually adapting to new regulations and opportunities that arise.

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The State of Digital Finance in Latin America

New technologies and financial trends in LATAM are revolutionizing the global banking industry today. For years, Latin America has been a region defined by informal economies. Because of the poor access to formal financial services and the predominance of cash transactions, it has been historically difficult for people in these countries to save money, invest

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